Terms of Service

By accessing any portion of thevirtualcio.a website, the user agrees to the terms and conditions set out below.

1. Use of the Site

TheVirtualCIO Website is a no fee service offered by M. E. Lachance & Associates Ltd.. The contents of this site are provided for informational and educational purposes only. All information is provided on an "as is" basis without any warranties of any kind. M. E. Lachance & Associates Ltd. makes no representations and disclaims all expressed and implied warranties and conditions of any kind, including without limitation, representations, warranties or conditions regarding accuracy, timeliness, completeness, non-infringement, merchantability or fitness for any particular purpose. M. E. Lachance & Associates Ltd. assumes no responsibility to the user or any third party for the consequences of any errors or omissions. The user of thevirtualcio.ca website expressly acknowledges that information contained on the site may be provided by independent organizations and any such information and its content are not the responsibility of M.E. Lachance & Associates Ltd. M. E. Lachance & Associates Ltd. assumes no liability for such content or information.

2. Release of M. E. Lachance & Associates Ltd.

You also agree to release and hold harmless M. E. Lachance & Associates Ltd. from and against any and all liability, claims, damages, actions, and costs, arising out of or in connection with your use, review or reproduction of the thevirtualcio.ca Website.

3. Limitation of Liability

M. E. Lachance & Associates Ltd. shall not be liable to you and/or any third party for any damages of any kind arising out of or relating to the use of, or reliance upon, thevirtualcio.ca Website including, but not limited to, any lost profits, lost opportunities, special, incidental, indirect, consequential or punitive damages, regardless of your advice to M. E. Lachance & Associates Ltd. to the contrary.

4. Advice

Neither M. E. Lachance & Associates Ltd. nor any of its officers, directors, employees, or agents makes any recommendation regarding any educational or other matter described within thevirtualcio.ca Website.

5. Reproduction of Contents

The contents, but not any logo or other visual representation, of thevirtualcio.ca Website or related website may be used and reproduced solely for non-commercial, personal or educational purposes provided that it is not modified and that you do not delete any copyrights and other legal or proprietary notices contained therein. Such information may not otherwise be used, reproduced, broadcast, published or re-disseminated without the prior written permission of M. E. Lachance & Associates Ltd.

6. Links to other Sites

thevirtualcio.ca Website may link users to sites not maintained by M. E. Lachance & Associates Ltd. M. E. Lachance & Associates Ltd. cannot and does not warrant the accuracy, completeness, timeliness, non-infringement, merchantability or fitness for a particular purpose of any information available through these links and disclaims any opinions expressed on such sites.

7. Intellectual Property

The materials located on thevirtualcio.ca Website are protected by copyright, trademark and other forms or proprietary rights and are owned or controlled by M. E. Lachance & Associates Ltd. or any other party credited as the provider of the information.

8. System Integrity

You may not use any device, software or routine to interfere or attempt to interfere with the proper working of the thevirtualcio.ca Website.

9. Governing Law

This agreement shall be construed and enforced in accordance with the laws of the Province of Ontario.

10. Disclosures

The information in the thevirtualcio.ca Website or related website is offered by:

M.E. Lachance & Associates Ltd.

251 Queen Street South

Suite 563

Mississauga, Ontario L5M 1L7

11. Entire Agreement

This agreement constitutes the entire agreement between you and M.E. Lachance & Associates Ltd.and supercedes all other agreements. No other representations or warranties are made, save for those contained within this Agreement.

12. Termination of thevitualcio.ca or Related Website

M.E. Lachance & Associates Ltd. reserves the right to terminate or modify, in any manner, thevitualcio.ca Website, and/or any part of any related website any link or linking program at any time for any reason.